UnitedHealth vs CVS
CVS is growing faster. So why does UnitedHealth win?
The short answer
UnitedHealth edges it, 67 to 66, on moat.
CVS wins on growth and valuation, but UnitedHealth's lead on moat counts for more.
Scores
UNH
CVS
Price targets
UNH
CVS
Growth
UNH
CVS
AI-resilient moats · 80%
UNH
CVS
AI-vulnerable moats · 20%
UNH
CVS
Shaded cells mark the higher score or stronger moat on each row. Valuation and composite use the live price when it is available, the same as each stock page.
UnitedHealth or CVS? Common questions
Which is the better stock, UnitedHealth or CVS?
UnitedHealth edges it, 67 to 66, on moat. CVS wins on growth and valuation, but UnitedHealth's lead on moat counts for more. Our rating: UnitedHealth Speculative Buy, CVS Speculative Buy.
Does UnitedHealth or CVS have the wider moat?
UnitedHealth scores 79 on moat to CVS's 65. UnitedHealth is rated stronger on proprietary data, network effects and system of record. CVS is rated stronger on regulatory lock-in.
Which is growing faster, UnitedHealth or CVS?
CVS scores 60 on growth to UnitedHealth's 54. We expect UnitedHealth to grow 3–6% a year, CVS 3–6%.
Is UnitedHealth or CVS cheaper right now?
CVS scores 77 on valuation to UnitedHealth's 74. In our base case, CVS has more upside: +22% vs +16%.
More head-to-heads
Scores in the answers use the price each valuation was last struck at; the table above updates with the live price. Not investment advice.