Visa vs Mastercard
Dead even. Which would you own?
The short answer
Dead even overall, 80 each.
Different strengths, same overall score. Your call.
Scores
V
MA
Price targets
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MA
Growth
V
MA
AI-resilient moats · 80%
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MA
AI-vulnerable moats · 20%
V
MA
Shaded cells mark the higher score or stronger moat on each row. Valuation and composite use the live price when it is available, the same as each stock page.
Visa or Mastercard? Common questions
Which is the better stock, Visa or Mastercard?
Dead even overall, 80 each. Different strengths, same overall score. Your call. Our rating: Visa Accumulate, Mastercard Accumulate.
Does Visa or Mastercard have the wider moat?
Both score 90 on moat. Both are rated strong on proprietary data, regulatory lock-in and network effects.
Which is growing faster, Visa or Mastercard?
Mastercard scores 81 on growth to Visa's 78. We expect Visa to grow 10–12% a year, Mastercard 12–15%.
Is Visa or Mastercard cheaper right now?
Visa scores 67 on valuation to Mastercard's 66. In our base case, Visa has more upside: +2% vs +1%.
More head-to-heads
Scores in the answers use the price each valuation was last struck at; the table above updates with the live price. Not investment advice.